Auto-enrolment has had a great beginning. But will it have a happy ending?

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Housing, Wealth and Debt, Intergenerational Commission

We hear a lot about good policy plans gone wrong (Universal Credit springs to mind) for obvious reasons. But we ought to listen (and learn) from successes too. Auto-enrolment into workplace pension savings is the obvious candidate for this cheery policy tale, though the story has only just begun. Over nine million have signed up … Continued

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Let it go Chancellor. Why Philip Hammond should revisit the benefit freeze in next month’s Budget

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Tax and Welfare

The weather might be un-seasonally warm just now, but millions of household budgets are in the grip of a four-year freeze that’s about to get colder still. For decades, the government’s default position has been to uprate the value of working-age benefits each April in line with the rate of inflation prevailing in the previous … Continued

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A hat-trick of childcare policies are being rolled out this Autumn. But is the current approach an expensive own goal?

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Tax and Welfare

Childcare support is all the rage. As well as being the focus of one of the key policy announcements at Labour Conference this week, the government is rolling out not one but three new policies this Autumn. Even in these austere times, the government is spending £2bn on the introduction of Tax Free Childcare and … Continued

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