A fair deal for tenants and landlords

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Housing

For a government that emphasises rights and responsibilities, housing seems to have been left out. The government’s largest investment in housing – housing benefit – requires landlords to do nothing for their share of the £20 billion. Regardless of the quality of the home they let or the management they provide, the amount of housing … Continued

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We should reform zero-hours contracts, not ban them

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Work & Security

The latest estimate from the Office for National Statistics is that close to 600,000 workers or 2 per cent of the workforce are employed on a zero-hours contract. Health and social care, hospitality and administration account for over 50 per cent of these workers. Zero-hours contracts are intended to offer flexibility to employers and workers. … Continued

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Mind the Budget income gap

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Fiscal Choices

If the Chancellor is to be believed, this was yet another Budget for ‘hard working families’. But the reality seems more mixed. Let’s start with the positive: yesterday’s childcare announcement. Leave aside that the majority of new spending on childcare is still going to better off families, including those earning up to £300,000, a little … Continued

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Shared ownership: a role for funders?

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Housing

Almost a year on from the launch of Help to Buy, millions of Britons are still unable to get on the housing ladder. The ongoing costs of a high loan to value mortgage are too great a stretch on a modest income, however small the deposit. Among the under thirty fives on low to middle … Continued

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