Nicola and Tony

Nicola and Tony live in Bristol with their two children, Finlay, 4 and Bobbie, 8 weeks.

Nicola: currently on maternity leave, will return to work full-time as a phlebotomist in January 2013

Tony: works in construction

Household income: approx. £28,000 including tax credits and child benefit

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Danielle

Danielle lives in Walthamstow with her teenage children, Clarissa, aged 16 and Nick, aged 18

Danielle: works full-time for a housing association

Clarissa: studying for her A-levels and works part-time in Clarks

Nick: is on a training course at a lettings agency

Household income: £25,000 a year including housing benefit and tax credits

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Claire and Dan

Claire and Dan live in Edwalton, Nottingham with their two daughters, 4 and 17

Claire: currently works part-time as a hairdresser around her youngest daughters nursery hours

Dan: works as an air conditioning engineer

Household income: approx. £30,000 including tax credits and child benefit

Home: Dan and Claire rent a property from Nottingham City Council

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Sara and Mark

Sara and Mark live in Runcorn, Cheshire, with their three children, aged 7, 11 and 14

Sara: currently looking after their three children, doing voluntary work and trying to find a job as a teaching assistant

Mark: works part-time for a company as a virtual assistant

Household income: approx. £25,000 including tax credits, child benefit and other forms of support

Home: They rent their home in Runcorn, Cheshire. Their rent is currently covered by housing benefit

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