Profiles

We are following a number of families living on a low to middle income across the UK to understand more about their household finances, their overall standard of living and their aspirations for the future.

Meet the families:

 

Emma and Darren

Names and ages: Emma - 32, Darren - 34, Twin girls - aged 2

Occupations: Darren is a train conductor, Emma is a full time mother

Household Income: £35,000 – including overtime and tax credits

Listen to Emma and Darren being interviewed on Radio 4's The World Tonight

Listen to Emma and Darren being interviewed on Radio 4's The World Tonight again

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Holly and Gary

Names and ages: Holly – 25, Gary - 40, Daughter aged 8 months

Occupations: Holly works full time as a benefits advisor. Gary is currently unemployed and looking for work

Household Income: £20,000 – including tax credits

Listen to Holly and Gary being interviewed on Radio 4's The World Tonight

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Valerie

Names and ages: Valerie – 55, Sons: Kevin – 30 and Ricky – 27

Occupations: Valerie – full-time property manager, Kevin – painter and decorator working variable hours, Ricky – builder working variable hours

Household Income: Their combined income is roughly £40,000

Listen to Valerie being interview on Radio 4's The World Tonight

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Karen and Darren

Names and ages: Karen and Darren aged 35 and 36; four children aged 15, 12, 8 and 2

Occupations: Karen works full time as a community link worker at a Children’s Centre and Darren works full time as a software tester

Household Income: £44,000 including tax credits

Listen to Karen and Darren being interviewed on Radio 4's The World Tonight

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Sharon and Wayne

Names and ages: Sharon - 36 and Wayne - 42 and Jenson - 3, Holly - 3, Scott - 8, and Connor - 12

Occupations: Wayne works full-time in management at a tyre manufacturers

Household Income: Approximately £24,000

 

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Marie

Names and ages: Marie – early forties, Son – aged 4, Daughter - aged 6

Occupations: Marie works full time as an accountant

Household Income: £30,000 – including tax credits

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Bev

Names and ages: Bev – 48, Liam – 10

Occupation: Full-time Chef

Household Income: £19,000

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Daniel and Andrea

Names and ages: Daniel – 38, Andrea – 39, Oliver – 6, Daisy – 4, Lucy – 17 months

Occupation: Daniel works full-time as Sales Director for a Print Firm, Andrea is a stay-at-home mum

Household Income: £48,000

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Nicola and Tony

Nicola and Tony live in Bristol with their two children, Finlay, 4 and Bobbie, 8 weeks.

Nicola: currently on maternity leave, will return to work full-time as a phlebotomist in January 2013

Tony: works in construction

Household income: approx. £28,000 including tax credits and child benefit

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Paul and Emma

Paul and Emma live in Great Barr near Birmingham with their two children, Olivia, aged 6 and Alfie, aged 2.

Paul: is a full-time postman

Emma: is a part-time dental nurse

Household income: approx. £29,000 but fluctuates according to Paul's overtime

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Danielle

Danielle lives in Walthamstow with her teenage children, Clarissa, aged 16 and Nick, aged 18

Danielle: works full-time for a housing association

Clarissa: studying for her A-levels and works part-time in Clarks

Nick: is on a training course at a lettings agency

Household income: £25,000 a year including housing benefit and tax credits

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Claire and Dan

Claire and Dan live in Edwalton, Nottingham with their two daughters, 4 and 17

Claire: currently works part-time as a hairdresser around her youngest daughters nursery hours

Dan: works as an air conditioning engineer

Household income: approx. £30,000 including tax credits and child benefit

Home: Dan and Claire rent a property from Nottingham City Council

 

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Sara and Mark

Sara and Mark live in Runcorn, Cheshire, with their three children, aged 7, 11 and 14

Sara: currently looking after their three children, doing voluntary work and trying to find a job as a teaching assistant

Mark: works part-time for a company as a virtual assistant

Household income: approx. £25,000 including tax credits, child benefit and other forms of support

Home: They rent their home in Runcorn, Cheshire. Their rent is currently covered by housing benefit

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Contact Details

Resolution Foundation
23 Savile Row,
London, W1S 2ET
E: info@resolutionfoundation.org
T: 020 3372 2960

Help and Advice

If you are looking for advice and support about your own situation, please contact:
Citizens Advice
Turn2us
DirectGov

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