As good as it gets? The adequacy of retirement income for current and future generations of pensioners

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Intergenerational Commission, Tax and Welfare

Recent strong growth in the incomes of pensioner households and reductions in pensioner poverty are to be welcomed. But set against much weaker incomes for working age households and the challenges younger generations are facing in accumulating wealth, anxiety is building that these outcomes may not be sustained for future generations of retirees. Their prospects … Continued

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Universal Remedy: ensuring Universal Credit is fit for purpose

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Tax and Welfare

This Autumn marks the point at which the full Universal Credit system – serving all types of cases, rather than just the simplest ones that have dominated to date (the early rollout of UC focussed on the unemployment but not the more complex cases involving children, housing or disability) – is finally being put into … Continued

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Still just about managing? Pre-election briefing on the main political parties’ welfare policies

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Tax and Welfare

Our pre-election series of briefing notes have so far centred on the main parties’ approaches to deficit reduction and to tax. To complete the fiscal ‘set’ we must also consider their take on welfare. This note explores future welfare challenges for an incoming government and examines the extent to which the differing party commitments might … Continued

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A mid-life less ordinary? Characteristics and incomes of low-to-middle income households age 50 to State Pension age

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Incomes and Inequality

This report provides an insight into the financial situation of those older low to middle income households highlighting the living standards challenges they face, some unique to this group but others shared by all working-age households. In doing so it aims to provide better understanding of the characteristics of older low to middle income families … Continued

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