Credit where it’s due? Assessing the benefits and risks of Universal Credit

Published on by

Tax and Welfare

The government’s plans for Universal Credit (UC) were first set out in November 2010, and its concept has received broad cross-party support. But the process of implementation has been dogged by a series of delays – the OBR now anticipates that it will not be fully rolled out until at least 2020, potentially 3 years … Continued

READ MORE

The Home Stretch: coping with high housing costs

Published on by

Housing, Wealth and Debt

Despite the strain that high housing costs cause, millions of people on modest incomes continue to live in high cost areas and are somehow coping. The Resolution Foundation report explores six ‘coping strategies’ – working more, increasing the term of a mortgage, getting help from friends and family, over-crowding, lowering standards and doubling up. It … Continued

READ MORE

Universal Credit: A policy under review

Published on by

Tax and Welfare

Resolution Foundation has brought together an expert panel of labour market economists, welfare specialists, employment practitioners and other experts to review the current design of Universal Credit and its likely impacts and propose changes that would make the policy more likely to support people to get into and progress in work. The cumulative impact of … Continued

READ MORE

Zeroing In

Published on by

Jobs, Skills and Pay

The use of zero hours contracts should be reformed to ensure that flexibility can be maintained and workers’ rights strengthened to help eradicate misuse. This report makes a number of recommendations that respond to these concerns and seek to strike a better balance, providing protection and choice for workers while ensuring flexibility is maintained for … Continued

READ MORE

One foot on the ladder: how shared ownership can bring owning a home into reach

Published on by

Housing, Wealth and Debt

A major expansion of newly built shared ownership could help low and modest income working families across the country onto the property ladder, while keeping their housing costs affordable. One foot on the ladder shows that shared ownership – where buyers purchase at least 25 per cent of the equity in a home and pay a low rent … Continued

READ MORE