Home Truths: How affordable is housing for Britain’s ordinary working families?

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Housing, Wealth and Debt

One third of Britain is effectively off-limits to lower-income working families looking to rent a home privately because they can no longer afford a property in those parts of the country. An alarming new report, Home Truths, is the first to give a comprehensive assessment of where less affluent families can reasonably afford to live, … Continued

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Housing in Transition: Understanding the dynamics of tenure change

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Housing, Wealth and Debt

England, traditionally seen as a nation of homeowners, is experiencing significant change in the types of housing tenure in which people live. The first part of this report looks back at tenure change between 1993/94 and 2009/10, using the Government’s Survey of English Housing and its successor the English Housing Survey. This historical look breaks the … Continued

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Making a Rented House a Home: Housing solutions for ‘generation rent’

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Housing, Wealth and Debt

Low-to-middle income households are likely to be shut out of home ownership for a lifetime. High average first-time buyer house prices and more restricted loan-to-value mortgage advances mean that the average low-to-middle income household putting aside 5 per cent of their disposable income each year would have taken 31 years to save a deposit in 2010, … Continued

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