Labour market· Pay Closer to crisis? How low earners are coping in the recession 11 November 2009 by Sophia Parker Closer to Crisis? analyses how the economic downturn is affecting low earners and considers what more can be done to enable low earners to stay in work, in their homes and to maintain their fragile economic independence as the recession plays out. READ MORE
Wealth & assets Financial inclusion and financial capability explained 1 August 2009 by Helen Aynsley Financial services play a key role in most people’s lives. This makes the ability to make sound financial decisions an essential life skill, one that enables people to manage their day-to-day expenditure, cope with unforeseen emergencies and plan for their retirement. Such skills are becoming even more important as the financial services market becomes more … Continued READ MORE
Wealth & assets Financial health 29 July 2009 This briefing outlines the Foundation’s recent research into the financial health of low earners and sets out our current work program. The Resolution Foundation has undertaken research into how low earners access financial services, focusing in particular on how to meet their financial advice needs. We produced a proposal for a national generic financial advice … Continued READ MORE
Wealth & assets Submission: Resolution Foundation Response to HM Treasury consultation on Reforming Financial Markets 1 July 2009 The Foundation welcomes the opportunity to respond to the Reforming Financial Markets White Paper. To reflect the focus of our work, this memorandum comments on a number of issues in chapter 8 – Supporting and Protecting Consumers – and specifically addresses consultation questions 15 to 21. READ MORE
Social care Facilitating Increases in Long-Term Care Funding 1 December 2008 This report examines long-term care funding from the perspective of low earners. It considers the appropriateness of a variety of options for accumulating low earners and decumulating low earners, stressing the need for immediate corrective action alongside a long-term national funding settlement. READ MORE
Social care Innovation and Efficiency in Long-Term Care 1 December 2008 This report identifies the factors which hinder care providers from carrying out strategic innovation to deliver personalised and cost effective care services. We also outline a number of options to overcome obstacles to innovation and to positively create a market environment which fosters innovative practice. READ MORE
Social care Navigating Care 1 December 2008 Older people and families often find the care system very hard to navigate due to its complexity and their low awareness of, and difficulty in, accessing information and advice. This paper identifies what older people and their families need to navigate the care system, and how they would prefer to receive this help. READ MORE
Social care Navigating the Way: the future care and well-being of older people 1 December 2008 As part of the Foundation’s efforts to improve long-term care for older people, Navigating the Way demonstrates how reforming the social care market is essential before future levels of state funding can be determined. READ MORE
Social care Shaping Care Markets 1 December 2008 This paper describes the important concept of ‘market shaping’ within the context of care for older people. It draws from current local authority good practice to identify a variety of tools that can be used to shape local markets, and could potentially be used by any market shapers of the future. READ MORE
Social care Low earners and long-term care 2 October 2008 by Claudia Wood As we embark on our second round of Redesigning Social Care Expert Groups, this briefing summarises our work in the area of low earners and long-term care to date. READ MORE
Social care The care crunch 2 September 2008 by Cara Brown The Foundation’s briefing on Redesigning the Architecture of Social Care outlines the components of our current research program and details the key themes which emerged from our Expert Groups. READ MORE
Welfare A to Z: mapping long-term care markets 29 April 2008 by Claudia Wood This report describes and assesses the market of long-term care based on analysis conducted by Deloitte for the Resolution Foundation. It provides an overview of how long-term care functions and whether it is fit for purpose. READ MORE
Social care Lost: low earners and the elderly care market 19 February 2008 by Claudia Wood Lost: low earners and the elderly care market is our first piece of research in a programme of work which addresses social care for older people and explores elderly care through the eyes of low earners. This report looks at how low earners fare in the elderly care system from a variety of perspectives and outlines … Continued READ MORE
Pensions & savings· Wealth & assets Parliamentary Briefing: Second Reading of the Pensions Bill 2008, House of Commons 1 January 2008 by Patrick Stevens This briefing sets out the evidence presented by the Resolution Foundation to the House of Commons in the Second Reading of the Pensions Bill. READ MORE
Wealth & assets Submission: Foundation response to Thoresen Review Interim Report 17 December 2007 by Patrick Stevens The Resolution Foundation welcomes the Thoresen Review of Generic Financial Advice’s (GFA) Interim Report. In particular it welcomes the Review’s intentions to carry out out a local level analysis of existing advice provision. This is important to fully harness the potential of existing local trust relationships, brands and market coverage of hard to reach groups. READ MORE
Wealth & assets Financial capability 1 November 2007 by Cara Brown This briefing, published in partnership with Transact, explains financial capability and outlines key developments and key policy themes in this area. READ MORE
Wealth & assets Financial exclusion 1 November 2007 by Cara Brown This briefing, published in partnership with Transact, defines ‘financial exclusion,’ explains the costs of financial exclusion and sets out the key developments and policy themes in this area in the last decade. READ MORE
Wealth & assets Compare and Contrast: how the UK comparison website market is serving financial consumers 11 October 2007 by Claudia Wood This report examines comparison websites offering comparative information regarding financial products. The objective was to provide a representative snapshot of the sector to inform our analysis of how well the sector is serving consumers, particularly those on low to media incomes and to identify areas that could be improved in light of the wider policy … Continued READ MORE
Pensions & savings· Wealth & assets Submission: evidence to the Work and Pensions Select Committee 2 October 2007 by Sue Regan This memorandum to the Work and Pensions Select Committee for a one-off evidence session on Personal Accounts focuses principally on developments since the Committee’s last report on Personal Accounts and reiterates the importance of generic financial advice in supporting the new scheme. READ MORE
Wealth & assets Tackling the financial capability deficit 2 August 2007 by Patrick Stevens This briefing sets out the evidence from a new poll commissioned by the Resolution Foundation from YouGov. The poll suggests that people in the UK are in a poor state of financial health, with parents in particular concerned about how their children will cope with the financial decisions they will face and large numbers of … Continued READ MORE
Wealth & assets Parliamentary Briefing: Committee Stage of the Pensions Bills, the House of Lords 2 June 2007 by Patrick Stevens This briefing draws on the conclusions from the Foundation’s seminar held on 23 May 2007 to discuss generic financial advice and personal accounts, as well as the Foundation’s wider work on this issue. READ MORE
Living standards International approaches to improving financial capability 2 June 2007 by Claudia Wood This briefing provides an overview of initiatives promoting financial capability through the provision of financial information and advice in Australia, Canada and the USA. It is largely based on desktop research and has been supplemented by a limited number of interviews. It also includes links to projects, initiatives and further research which may be useful … Continued READ MORE
Pensions & savings· Wealth & assets Submission: Personal Accounts White Paper response 2 May 2007 by Patrick Stevens This briefing presents the Foundation’s response to the Government’s Personal Accounts White Paper. It explains that we welcome the chance to respond to the Government’s proposals for a new system of Personal Accounts. Personal accounts are a crucial tool in ensuring people on lower incomes save enough for retirement and we support the overall direction … Continued READ MORE
Wealth & assets Submission: Thoresen Review consultation response 2 April 2007 by Patrick Stevens This briefing sets out the Foundation’s response to the Thoresen Review’s ‘Call for Evidence’. READ MORE
Wealth & assets Submission: financial capability strategy response 1 April 2007 by Patrick Stevens This briefing sets out the Resolution Foundation’s response to the Government’s long term strategy on financial capability. This is a vital area of policy and we commend the steps taken in this strategy to improve the coordination of financial capability activity in the UK and investigate further the feasibility of a national generic financial advice … Continued READ MORE
