More ambition, less risk – building on the success of auto-enrolment

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Housing, Wealth and Debt, Intergenerational Commission

We often find it harder to celebrate policy successes than decry policy failures. So you might have missed a policy success which we are marking this week. We are about to have completed the successful initial rolling-out of automatic enrolment into occupational pension saving. Millions of employees will enjoy higher living standards in retirement as … Continued

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My Generation, Baby: The Politics of Age in Brexit Britain

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Generational politics is nothing new, but the extent of the profound generational cleavage that has emerged in British electoral politics is novel. The Brexit vote and the 2017 general election put generational politics centre‐stage, eclipsing in some ways the traditionally dominant role of class. Our two main parties now rely on age‐based coalitions of support—on … Continued

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Five key takeaways on UK household spending

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Incomes and Inequality

Yesterday the Office for National Statistics (ONS) published its annual rundown of what UK households spend their money on. Quite a bit of the ONS’s analysis focused on who spends most on takeaways. But given household consumption is perhaps the most detailed and direct window on current living standards, there’s plenty more of interest in … Continued

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Three steps to make it a happier new year for Universal Credit

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Tax and Welfare

Universal Credit (UC) was a surprise contender for one of the big stories of the Budget, with the Chancellor announcing a welcome reinjection of cash into the system. UC has (finally) hit another important milestone too ­– as of December 2018, it is on offer to all new claimants of working-age benefits in jobcentres across … Continued

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Welcome to adulthood, millennial

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Intergenerational Commission

2018 is the year in which the babies of the millennium reach adulthood. Back in January, this was mainly marked by existential online angst about how those born when Britney Spears’s ‘Oops!… I Did It Again’ was in the charts are reaching legal drinking age. Today’s 18 in 2018 publication from the Office for National … Continued

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