Home Affront: housing across the generations

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Housing, Wealth and Debt, Intergenerational Commission

In this, our 9th report for the Intergenerational Commission, we take on the hugely important topic of housing. We compare the housing outcomes achieved by different generations over the life course and assess the extent to which intergenerational inequalities exist when it comes to security, to affordability and to quality. We explore how the housing … Continued

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The millennial bug: public attitudes on the living standards of different generations

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Housing, Wealth and Debt, Intergenerational Commission

As previous analysis for the Intergenerational Commission has highlighted, the principle of generation-on-generation progress that has come to define 20th Century Britain shows signs of being disrupted. In a range of areas, including their earnings levels, housing situation and the extent to which they are building up resources for later life, the living standards of … Continued

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The generation of wealth: asset accumulation across and within cohorts

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Housing, Wealth and Debt, Intergenerational Commission

Family wealth in 21st Century Britain is huge and growing, rising from £9.9 trillion before the financial crisis to over £11 trillion in the most recent data – more than six times our national income. Significant increases have come from house price rises in the 1990s and 2000s, followed by major growth in private pension wealth more … Continued

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The housing headwind: the impact of rising housing costs on UK living standards

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Housing, Wealth and Debt

This report explores the question of how incomes and housing costs have interacted over time. It asks a seemingly simple question: how affordable has housing been for different groups in the UK over the last two decades? Through this exercise, we show how housing costs have (or have not) contributed to living standards at different … Continued

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Can we fix it? Solving Britain’s housing crisis

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Housing, Wealth and Debt

Housing is the subject of much political and media attention – but commentary focuses primarily on rising house prices and declining home ownership. Our research looks at housing costs as a proportion of income over time. This slide pack is the precursor to a report that will be published shortly.

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The self-employed and pensions

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Housing, Wealth and Debt

The UK’s self-employed populace is now 4.5 million strong. Although there has been a modest fall in their numbers of late after years of rising, the self-employed look set to continue being a larger part of the workforce than in recent decades. While much has been made of their poor earnings performance relative to employees, … Continued

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