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Wealth and assets

In this section we explore wealth inequalities between different birth cohorts and generations, how this relates to home ownership, and how it reflects changes in the pensions system. We also look at how wealth patterns vary between men and women.

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Contents

Property deposit

Time for young adults to save for a deposit

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Notes

Calculated by applying the median first-time buyer loan-to-value ratio to the average first-time buyer house price in each year. The level of household savings is based on putting aside 5 per cent of disposable income per year, at 5-year average interest rates. Appropriate stamp duty charges are added to the cost of the required deposit.

Source

RF analysis of DWP, Family Resources Survey; UK Finance data

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