Comment Why your mortgage bill might rise as rates fall Everything you need to know about 2026's mortgage mystery 15 January 2026 by Simon Pittaway This article was original shared on the Resolution Foundation’s Substack. I’ve been writing about rising mortgage rates for some time now. During that time, mortgage interest has become an increasingly… Continue Reading
Comment Is welfare spending ‘out of control’? 25 November 2025 by Alex Clegg The run up to this Budget has seen more than its fair share of rumours, leaks, briefings and counter-briefings. But if there’s one thing we know for sure, it is… Continue Reading
Publications Revisiting the State Pension age Resolution Foundation submission to the 2025 State Pension age review 1 November 2025 by Charlie McCurdy and Louise Murphy and David Willetts The previous Government proposed that the State Pension age should rise such that people spend “up to one-third” of adult life in receipt of the State Pension. Subsequent consideration of… Continue Reading
Events Snakes and ladders The shifting sands of wealth in Britain Wednesday 8 October 2025 The story of wealth across Britain has, until recently, been a straightforward one – decades of rising prices, benefiting those lucky enough to own assets. But that story has been… Continue Reading
Publications Money on my mind Understanding the savings, debt and financial resilience of low-to-middle income families 10 September 2025 by Felicia Odamtten and Simon Pittaway This report finds falling consumer debt and modest improvements in saving, but rising arrears on priority bills like energy and Council Tax. It highlights the growing risks families face, and… Continue Reading
Events Stronger shock absorbers How to build the financial resilience of low-to-middle income households Wednesday 10 September 2025 Savings are supposed to be the first line of defence against financial shocks. But in reality, millions of families across Britain don’t have enough to be more than a few… Continue Reading
Comment It’s time to complete Britain’s pensions revolution 21 July 2025 by Molly Broome Today’s announcement of a new Pensions Commission marks a welcome return to long-term thinking about retirement. The original Commission, launched more than two decades ago, laid the groundwork for auto-enrolment,… Continue Reading
Comment The triple lock has been far more damaging than I ever feared The state pension has risen three times faster than predicted when the policy was introduced 18 July 2025 by David Willetts This article was originally published in The Times. The strained state of Britain’s public finances is already a big concern. These pressures are set to grow rather than dissipate over… Continue Reading
