Comment It’s time to complete Britain’s pensions revolution 21 July 2025 by Molly Broome Today’s announcement of a new Pensions Commission marks a welcome return to long-term thinking about retirement. The original Commission, launched more than two decades ago, laid the groundwork for auto-enrolment,… Continue Reading
Comment The triple lock has been far more damaging than I ever feared The state pension has risen three times faster than predicted when the policy was introduced 18 July 2025 by David Willetts This article was originally published in The Times. The strained state of Britain’s public finances is already a big concern. These pressures are set to grow rather than dissipate over… Continue Reading
Publications Saving penalties Reforming the capital rules in Universal Credit 24 April 2025 by Molly Broome and Alex Clegg and Ed Pybus Means-tested benefits in Britain are built on the principle that individuals with significant financial resources should use those before turning to the state for help. That’s why wealth – as… Continue Reading
Publications Perfectly adequate? Revisiting pensions adequacy 20 years after the Pensions Commission 10 October 2024 by Molly Broome and Ian Mulheirn In 2002, the Labour Government established the Pensions Commission to review the UK’s private pensions system and make recommendations for reform. Twenty years on from the Commission’s landmark first report,… Continue Reading
Events Living standards in later life Are auto-enrolled workers saving enough for their retirement? Thursday 10 October 2024 One of the key goals of the Pensions Commission, published almost two decades ago, was to reform pension saving so that more people were encouraged to save enough for a… Continue Reading
Publications Calculating a Living Pension: the 2024 update 4 September 2024 by Molly Broome This report sets out the method through which the Living Pension standard – a voluntary savings target that aims to help workers build up a pension pot that will provide… Continue Reading
Events A new era? Wealth and savings policy in the decade ahead Monday 9 September 2024 Register to attend in person or to receive access link for online viewers. Britain’s economy has been reshaped by 16 years of weak growth and stagnating incomes, and by a… Continue Reading
Publications Under triple lock and key What would a ‘triple-lock-plus’ policy look like? 29 May 2024 by Mike Brewer and Alex Clegg The Conservative Party has announced that, if re-elected, it intends to increase the personal allowance for pensioners in line with the triple lock – a policy which has been referred… Continue Reading