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Pensions and savings


The pensions that people save into over the course of their working lives are a core part of living standards in retirement. Our work looks at changes in the level and security of retirement incomes, the distribution of pension savings and coverage, and trends in wider access to savings.

Events

Whose wealth?

Assessing the full impact of the pandemic on household wealth

While the Covid-19 pandemic has been about curbing and contraction – from normal activities to employment – many aspects of household wealth have grown very swiftly. Families unable to spend…
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Publications

After shocks

Financial resilience before and during the Covid-19 crisis

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This report provides some of the first evidence on how the impact of the Covid-19 crisis on households has differed across countries. It studies the living standards-related factors that contribute…
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Publications

Building a living pension

Closing the pension savings gap for low to-middle income families

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The Living Wage has been successful in providing a focus on the living standards of low-paid workers and increasing pay for many lower-paid employees. However, there has been much less…
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Publications

The Missing Billions

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In this spotlight we discuss new research on the size and distribution of UK household wealth. Such wealth matters for living standards, economic opportunity and the ability of families to…
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Events

A Living Pension

What would it take to secure a better retirement income for workers?

UK pensions have seen radical reforms in recent years to boost pension saving and tackle poverty in retirement. Government has introduced a flat-rate state pension and got more millions more…
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Publications

Enrol up!

The case for strengthening auto-enrolment enforcement

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This briefing note is part of a three-year programme of research exploring labour market enforcement generously funded by Unbound Philanthropy. It considers the extent of non-compliance with auto-enrolment, and whether…
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Publications

Rainy days

An audit of household wealth and the initial effects of the coronavirus crisis on saving and spending in Great Britain

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Families in Great Britain are faced with the most severe economic contraction in more than 100 years. Much of the immediate focus among policy makers has been on the size…
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Events

Weathering the storm

How wealth shapes the ability of families to face this economic crisis

Individual wealth has grown significantly in recent decades, increasing from three- to nearly seven-times GDP since the 1980s. However, neither policy nor politics have kept pace with the scale of…
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