Comment Britain’s inheritance boom could further decouple people’s retirement age from their state pension age It’s inheritance and where you live which are the barriers to retirement 31 January 2023 by Molly Broome The UK’s state pension age is going up – and perhaps faster than expected. The age at which you can draw the state pension is due to rise from 66… Continue Reading
Comment Expand the Help to Save scheme to help the poorest 24 January 2023 by Jack Leslie It would be hard to miss the fact that the UK economy is currently in bad shape. A 40-year high in inflation, falling incomes and ever more industrial action are… Continue Reading
Publications ISA ISA Baby Assessing the Government’s policies to encourage household saving 16 January 2023 by Molly Broome and Adam Corlett and Jack Leslie The cost of living crisis highlights the long-standing issue of there being too many UK families with too little in savings. This is not a reflection of policy neglect: there… Continue Reading
Events Saving savings? Assessing government incentives to put money aside Monday 16 January 2023 Savings matter. They help households cope in the face of economic shocks, take risks and plan for the future. But the UK has had a low savings rate for decades,… Continue Reading
Publications Living pensions An assessment of whether workers’ pension saving meets a ‘living pension’ benchmark 28 July 2022 by Nye Cominetti and Felicia Odamtten Auto-enrolment has been successful in increasing pension saving participation among workers, especially those on lower incomes. However, given the improvements in take-up, the next pressing concern is whether workers are… Continue Reading
Events Whose wealth boom? Assessing the UK’s changing wealth gaps Wednesday 20 July 2022 Britain has experienced a wealth surge in recent decades even as household incomes have stagnated. Wealth really matters in both good times and tough times – from young families buying… Continue Reading
Events Family fortunes How intergenerational giving is changing us Thursday 3 February 2022 Inheritances have always been used to give relatives a financial boost. But they look set to be a growing part of 21st Century Britain as household wealth booms, particularly for… Continue Reading
Publications Wealth on the eve of a crisis Exploring the UK’s pre-pandemic wealth distribution 7 January 2022 by Krishan Shah Today’s release of data from the Wealth and Assets Survey (WAS) gives us a key insight into the financial position of families on the eve of the pandemic. It shows… Continue Reading