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Universal Credit


Universal Credit is the biggest welfare reform in a generation, rolling six key benefits into one monthly payment. The design, generosity and implementation of Universal Credit have huge living standards implications for millions of low and middle income households. Our work assesses Universal Credit in terms of its impact on incomes, work incentives and its fit with the lives of claimants and the changing nature of the labour market.

Contacts

Karl Handscomb

Senior Economist
T: +44 (0) 203 372 2906
E: karl.handscomb@resolutionfoundation.org

Mike Brewer

Deputy Chief Executive and Chief Economist
T: +44 (0) 203 372 2907
E: mike.brewer@resolutionfoundation.org
Comment

Boris Johnson is wrong to downplay the impact on families from the Universal Credit cut

Rising inflation and surging energy bills come as the government takes £20 a week off families in the Universal Credit cut

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Today was a big deal for Boris Johnson who delivered his speech to the Conservative Party Conference. But it’s an even bigger day for low-and-middle income households across Britain, for…
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Publications

The big squeeze

Assessing the changes to family incomes over the next six months

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This winter will see a major income squeeze – and it will be focused on low-to-middle income households. High inflation, especially higher energy bills, will strain many families’ finances. But…
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Publications

To govern is to choose

The choices facing the Chancellor this autumn

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The Chancellor has not had a quiet introduction to national policy making: overseeing 17 major fiscal announcements in as many months. This summer provided the first lull, driven by the…
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Publications

Age-old or new-age?

The changing incidence of social security benefits by age

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At the start of the Covid-19 crisis, the number of families receiving income from the benefits system increased significantly, with 1.3 million more families receiving Universal Credit within three months…
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Publications

Half-measures

The Chancellor’s options for Universal Credit in the Budget

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The Government has still to decide on whether to continue the £20 per week uplift to Universal Credit (UC) and Working Tax Credit (WTC), due to expire in just 45…
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Publications

The debts that divide us

Flash findings from a survey of families claiming Universal Credit

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The surge in claims for Universal Credit (UC) when the pandemic first hit means that UC caseloads are now about twice as high as they were pre-pandemic, with over half…
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Publications

Safe harbour?

Six key welfare policy decisions to navigate this winter

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Despite the new Job Support Scheme, unemployment is set to rise substantially through the autumn and winter, as the Job Retention Scheme ends and the hospitality sector adjusts to new…
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Publications

Death by £1000 cuts?

The history, economics and politics of cutting benefits for millions of households next April

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The first Conservative Conference of a new parliament begins. It comes on the back of a surprisingly emphatic election win, but with rumblings beginning about the Chancellor’s plan to take…
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