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Universal Credit


Universal Credit is the biggest welfare reform in a generation, rolling six key benefits into one monthly payment. The design, generosity and implementation of Universal Credit have huge living standards implications for millions of low and middle income households. Our work assesses Universal Credit in terms of its impact on incomes, work incentives and its fit with the lives of claimants and the changing nature of the labour market.

Contacts

Laura Gardiner

Research Director
T: 020 3372 2954
E: laura.gardiner@resolutionfoundation.org

David Finch

Senior Research Fellow
E: david.finch@resolutionfoundation.org
Publications

A fraying net

The role of a state safety net in supporting young people develop and transition to an independent, healthy future

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This report reviews the state-provided financial safety net available to young adults, and how it has changed over time. It finds that young people have always relied more on benefits…
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Comment

A welcome boost for ‘just about managing’ families in Scotland

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Yesterday started with a bleak assessment by the Child Poverty Action Group of the impact of ongoing welfare cuts – specifically how the two-child limit on support, which began to…
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Comment

Boosting benefit take-up is critical to the success of Universal Credit, but we might not be able to measure whether it’s working

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Benefit take-up rates matter. A lot. If households aren’t actually receiving the benefits that government policy entitles them to, their incomes will be lower and the social safety net will…
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Comment

Three steps to make it a happier new year for Universal Credit

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Universal Credit (UC) was a surprise contender for one of the big stories of the Budget, with the Chancellor announcing a welcome reinjection of cash into the system. UC has…
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Publications

Back in Credit?

Universal Credit after Budget 2018

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This briefing note focuses on the implications of recent changes to Universal Credit – in particular the £1,000 increase in work allowances announced in Budget 2018 – for the number…
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Comment

Delaying rollout of Universal Credit is a sensible step – but fundamental reforms are still needed

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Today we learnt that the government is preparing a package of measures for Universal Credit (UC) ahead of the upcoming Budget – but what are they changing and what difference…
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Publications

Irregular Payments: Assessing the breadth and depth of month to month earnings volatility

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This research addresses the question of earnings volatility, unearthing striking findings about the lived experience of work – and the pay we receive for it – in the UK today.…
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Comment

Universal Credit: the honesty we owe and the changes we need

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All is not well in the land of Universal Credit (UC). Cabinet ministers are angsting in private about the challenges of rolling out this government’s single biggest domestic policy reform.…
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