Publications Money on my mind Understanding the savings, debt and financial resilience of low-to-middle income families 10 September 2025 by Felicia Odamtten and Simon Pittaway This report finds falling consumer debt and modest improvements in saving, but rising arrears on priority bills like energy and Council Tax. It highlights the growing risks families face, and… Continue Reading
Events Stronger shock absorbers How to build the financial resilience of low-to-middle income households Wednesday 10 September 2025 Savings are supposed to be the first line of defence against financial shocks. But in reality, millions of families across Britain don’t have enough to be more than a few… Continue Reading
Events A new era? Wealth and savings policy in the decade ahead Monday 9 September 2024 Register to attend in person or to receive access link for online viewers. Britain’s economy has been reshaped by 16 years of weak growth and stagnating incomes, and by a… Continue Reading
Comment Consumer debt in the UK is down 10%. The bad news? Utility bill arrears are up Britons have been borrowing less since Covid, but people on lower incomes are falling behind on the rent 3 March 2024 by Torsten Bell It’s important to worry about the right things. Interest rates are up, sparking worries about our debts – in my case, the mortgage. Consumer debt (credit cards, overdrafts and personal… Continue Reading
Publications In too deep? The impact of the cost of living crisis on household debt 29 February 2024 by Felicia Odamtten and Simon Pittaway Hard economic times and rising interest rates have brought a renewed focus on household debt in recent years, with concerns that more and more families could find themselves overwhelmed by… Continue Reading
Publications Arrears fears The distribution of UK household wealth and the impact on families 20 July 2022 by Molly Broome and Jack Leslie The defining economic challenge for UK families at the moment is the cost of living crisis, rising inflation threatens living standards in the UK as real incomes fall. Owning wealth… Continue Reading
Events Whose wealth boom? Assessing the UK’s changing wealth gaps Wednesday 20 July 2022 Britain has experienced a wealth surge in recent decades even as household incomes have stagnated. Wealth really matters in both good times and tough times – from young families buying… Continue Reading
Events Whose wealth? Assessing the full impact of the pandemic on household wealth Monday 12 July 2021 While the Covid-19 pandemic has been about curbing and contraction – from normal activities to employment – many aspects of household wealth have grown very swiftly. Families unable to spend… Continue Reading
