Universal Credit· Pensions & savings Saving penalties Reforming the capital rules in Universal Credit 24 April 2025 by Molly Broome and Alex Clegg and Ed Pybus Means-tested benefits in Britain are built on the principle that individuals with significant financial resources should use those before turning to the state for help. That’s why wealth – as well as income – is assessed when determining eligibility and entitlement levels for means-tested support. But while income means-testing has been widely studied and debated, … Continued READ MORE