What a ratchet!

Why it’s time to stop being polite about the triple lock

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The State Pension triple lock has delivered real gains for pensioners since its introduction in 2012. But the case for boosting pensioner incomes over and above others has now run out, while the case for the triple lock as a way to deliver such a boost was always poor. Pensioners have seen three times as … Continued

The state of the nations

Social security in a devolved UK

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This report is part of the research programme of ‘Safety Nets: Social security for families in a devolved UK’. We are the first comprehensive, four-country study of the devolution and localisation of social security in the United Kingdom. The project team spans eight universities, Child Poverty Action Group and the Resolution Foundation. Devolution and localisation … Continued

See it. Say it. Sort it.

How to reset Britain’s economic policy

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This briefing note sets out how the Government should reset its economic strategy against a bleak backdrop of weak growth, falling living standards, and high borrowing costs. It provides clear direction – a ruthless prioritisation of growth and focus on living standards – while calling for honesty about the scale of Britain’s problems and setting out a bold agenda for change.

Power struggle

Assessing the options for supporting families with the rise in the cost of energy

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Conflict in the Middle East has driven oil prices from around $70 to $100 per barrel, with wholesale gas prices also rising by over 60 per cent. The duration and severity of the ongoing war are uncertain, but the longer it continues the more likely it is that both petrol prices and energy bills rise, … Continued

Understatement of the year

Putting the 2026 Spring Forecast in context

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The Spring Forecast was billed as a non‑event, but the underlying story is stark: weak growth, rising risks, and only a fleeting improvement in living standards. Our analysis shows why makerspolicy makers can’t rely on good fiscal luck lasting.

Living Standards Outlook 2026

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We present a living standards outlook for non-pensioner families, highlighting strong income growth over 2026-27, driven by benefit changes, but a weak longer-term outlook. It argues that a coherent strategy for improving living standards must include action on productivity, social security and the cost of living.

Listen and learn

Improving the way that Universal Credit works

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April 2026 will mark a true milestone for the UK benefits system: the end of the thirteen-year rollout of Universal Credit (UC) that has brought together all means-tested working-age benefits. From this point, an estimated 8.5 million working-age adults and 6.5 million children will be living in households in receipt of UC, equivalent to a … Continued

Stairway to headroom

Putting the Autumn Budget 2025 decisions on tax, spending and borrowing into context

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The Chancellor’s second tax-rising budget arrived under dark clouds, but forecasts came in better than feared. But even though she was saved from the worst predictions of past weeks, the Chancellor still faced a tough task to clear three big hurdles – fixing the public finances, easing the cost of living squeeze on families, and taxing smartly and fairly.   This briefing note argues that she did clear these hurdles, albeit not flawlessly. She scraped over … Continued

The localisation era

Assessing the post-2013 rise of localised social security

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This report is part of the project Safety Nets: social security for families in a devolved UK, funded by the Nuffield Foundation. It examines the growth of localised social security in the UK from 2013, focusing on how responsibilities for discretionary support and Council Tax Reduction (CTR) have shifted from the UK government to local … Continued

Black holes and consolidations

Previewing the key decisions for Budget 2025

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This make-or-break Budget is set to include significant spending cuts and tax rises spurred by a significant deterioration in the public finances. So, in this briefing note we discuss how the outlook has changed since the Spring Statement and set out how the Chancellor should respond.

No half measures

Setting child poverty on a downward course at the Autumn Budget

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The Government’s long-awaited Child Poverty Strategy is due next month, close to, or contemporaneous with, the Autumn Budget. There have been some welcome announcements already: the over-indexation of the Universal Credit (UC) standard allowance for the next four years, for example, and the extension of free school meals to all children in families on UC … Continued

A healthy State?

Putting the 2025 Spending Review into context

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Yesterday saw the Chancellor reveal the results of the first ‘zero-based’ review since 2008, the first stand-alone Spending Review since 2019, and the first three-year plan since 2021. It was the Government’s chance to say what its priorities are after painful announcements on higher taxes and borrowing, and then welfare cuts, at the Autumn Budget … Continued

Renew and improve

Setting up the Household Support Fund for the future

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This briefing note, part of the Safety Nets project, assesses how the Household Support Fund could be improved in a longer-term settlement, through analysis of administrative data and interviews with local authorities and recipients of the scheme.

Limited ambition?

An assessment of the rumoured options for easing the two-child limit

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Abolishing the two-child limit would be the most cost-effective way to reduce child poverty; if it is not scrapped, we project that 4.8 million children (34 per cent) will be in poverty by 2029-30, including half of all children in large families.

Saving penalties

Reforming the capital rules in Universal Credit

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Means-tested benefits in Britain are built on the principle that individuals with significant financial resources should use those before turning to the state for help. That’s why wealth – as well as income – is assessed when determining eligibility and entitlement levels for means-tested support. But while income means-testing has been widely studied and debated, … Continued

Unsung Britain bears the brunt

Putting the 2025 Spring Statement in context

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This briefing note analyses the choices the Government has made in the context of an awkward backdrop to the 2025 Spring Statement.

A dangerous road?

Examining the ‘Pathways to Work’ Green Paper

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Yesterday’s Green Paper marks a serious attempt by the Government to tackle two major concerns: the growing spend on disability benefits, and the large number of people who are not working through ill-health. [1] The proposals to tackle the former go much further than reforms suggested by the previous Government; between 800,000 and 1.2 million … Continued

Turning the tide

What it will take to reduce child poverty in the UK

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Ahead of the Government’s Child Poverty Strategy, which promises to bring about “an enduring reduction in child poverty”, this report looks at what might be needed to achieve this welcome goal in the face of significant headwinds.

Working poverty out

The role of employment and progression in a child poverty strategy

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The Government is committed to releasing a child poverty strategy later this year. As part of this, Ministers will want to consider how best parental employment can help boost family incomes. But the mid-2020s present a different landscape for child poverty and parental employment from when the last Labour Government crafted its child poverty strategy. … Continued

More, more, more

Putting the Autumn Budget 2024 decisions on tax, spending and borrowing into context

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This has been the most anticipated Budget of modern times. It had to wrestle with profound – and sometimes conflicting – challenges: fixing the strained public services; repairing failing public services; and breaking with the UK’s dire record on public investment. And all of this had to be squared with pre-election pledges not to raise … Continued

Cold comfort

Mitigating the Winter Fuel Payment cut

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The announcement that Winter Fuel Payments are to be restricted to recipients of Pension Credit or similar means-tested benefits has sparked controversy. The Government and its defenders point to the lack of sense, in these straitened times, of making fuel payments to all pensioners when the majority do not need them.

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