Unsung Britain· Household debt· Wealth & assets Money on my mind Understanding the savings, debt and financial resilience of low-to-middle income families 10 September 2025 by Felicia Odamtten and Simon Pittaway This report finds falling consumer debt and modest improvements in saving, but rising arrears on priority bills like energy and Council Tax. It highlights the growing risks families face, and the urgent need for stronger support to build financial resilience. READ MORE
Unsung Britain· Welfare Don’t forget about us How disabilities and caring responsibilities affect low-to-middle income Britain 17 July 2025 by Hannah Slaughter and Imogen Stone This briefing note combines quantitative data with insights from focus groups to explore how disabilities and caring responsibilities affect these families’ lives and living standards. READ MORE
Unsung Britain· Living standards· Prices & consumption The bare necessities Unpacking the rising cost of essentials for low-to-middle income Britain 30 June 2025 by Simon Pittaway and Lalitha Try This briefing note examines how prices have changed over time in three key areas of spending: energy, food and transport. We also propose policy changes that can make essential costs more affordable for low-to-middle income households, and improve their incomes. READ MORE
Unsung Britain· Living standards· Incomes Money, money, money The shifting mix of income sources for poorer households over the last 30 years 17 February 2025 by Lalitha Try This briefing note examines the components of income for low-to-middle income families. It considers how income from earnings and benefits have changed over the last 30 years, and how fixed costs including taxes and housing costs have reduced the income available to low-to-middle income families. READ MORE
Unsung Britain· Labour market A hard day’s night The labour market experience of low-to-middle income families 12 December 2024 by Nye Cominetti and Louise Murphy This report describes the labour market experiences of low-to-middle income families and how these have changed over the past quarter century. It explores those families’ employment, pay, experiences at work, and their feelings about changing jobs and progressing in work. READ MORE
Unsung Britain· Living standards· Demographics Unsung Britain The changing economic circumstances of the poorer half of Britain 13 November 2024 by Mike Brewer and Molly Broome and Nye Cominetti and Adam Corlett and Charlie McCurdy and Louise Murphy and Cara Pacitti and Hannah Slaughter and James Smith and Lalitha Try This report marks the launch of Unsung Britain, a one-year research programme designed to understand the economic circumstances of today’s low-to-middle income families and how these have changed in recent decades, with support from JPMorganChase. READ MORE
