Mortgaged millennials to bitterly cold boomers

Assessing the cost of living crisis across generations

Monday 14 November 2022

Rising energy bills are with us and rising mortgage bills are on the way. While wages are falling far behind inflation, debates rage about whether benefits or the state pension should do the same. Older workers have not returned to the labour market post-Covid, while younger workers may suffer most from the unemployment rise the … Continued

The Great British wealth windfall

Is now the time to reform property taxation?

Thursday 9 December 2021

House prices across the UK have rocketed over recent decades, and have continued to surge even when the rest of the economy collapsed during the Covid crisis. This has delivered a huge wealth windfall, that far from being shared equally has gone to existing asset owners. This windfall has also largely slipped past the tax … Continued

Hope to buy?

Assessing trends in home ownership

Thursday 2 December 2021

Purchasing a house has traditionally been seen as one of the key milestones in adulthood, providing not just a home but financial security for many. But with youth home ownership having declined substantially over the past three decades, this milestone is increasingly one many may not reach. How have trends in youth home ownership changed … Continued


Resolving rents

Tackling Britain’s rent arrears crisis

Tuesday 16 February 2021

Britain’s private renters have been one of the groups hit hardest by job losses and furloughing during the coronavirus crisis. A temporary eviction ban has prevented that feeding through into people losing their homes mid-pandemic, but has seen rent arrears mount. This spells trouble for both tenants and landlords in the months ahead. As the … Continued

Round the houses

Will the new decade have any answers to the old question of Britain’s housing crisis?

Thursday 30 January 2020

To mark the first edition of its new quarterly housing report, the Resolution Foundation will present new research on a decade of changes in housing, and the consequences for living standards today. An expert panel will join to discuss the issues.

Moving on up

Has Britain’s housing crisis made us a less mobile nation?

Thursday 6 June 2019

We presented research on the impact of recent housing trends on young people’s pay and job prospects. A panel of experts, including Liz Truss, Chief Secretary to the Treasury, then discussed the issues raised from the research.

Old answers to new questions? The future of social housing in the UK

Monday 8 April 2019

Post-war governments invested heavily in social housing. But it then fell spectacularly out of favour, with the introduction of Right-to-Buy in 1980 sparking a decline in social housing stock. Almost 40 years on, attitudes toward social housing appear to be changing again. In 2017, Theresa May earmarked £2 billion of new money for social rented … Continued

Home affront: the outlook for housing for young people across Britain

Wednesday 20 September 2017

In recent decades, housing has gone from being a driver of falling wealth inequality to playing a central role in Britain’s living standards crisis. Across income groups and the generations we see widespread concern about the housing prospects of younger generations. From the cost of housing to its size, quality and proximity to work, how … Continued

The wealth of our nation

Who owns what in 21st century Britain

Tuesday 20 June 2017

Launch of major work programme on wealth across Britain for the Intergenerational Commission The wealth we accumulate, spend and pass on is too often the forgotten side of big national debates on inequality and living standards, where questions of day to day income dominate. A full lifetime view of our living standards needs to put … Continued

A family affair: The transfer of wealth across generations

Tuesday 30 May 2017

From the establishment of primogeniture to the Bank of Mum & Dad the transfer of wealth across generations is both an ancient and very modern issue in Britain. With wealth increasingly concentrated among older generations, the issue of wealth transfers is rising up the political agenda. The desire for families to pass wealth onto the … Continued

Can we fix it? Solving Britain’s housing crisis

Tuesday 26 April 2016

Britain’s housing crisis has been decades in the making, and is finally rising up the political agenda. But is this crisis really just confined to London and the South East, or is it spreading across Britain and other European countries? Which groups are on the receiving end of a lack of affordable housing? And how … Continued

The home stretch – coping with high housing costs

Monday 8 December 2014

Buying or renting a home in many parts of the country is a financial challenge for families on modest incomes. How then do these families continue to live in some of the most expensive parts of the country? What coping strategies can make the seemingly unaffordable financially possible, at what personal cost to the families … Continued

Living in the House of Debt

Wednesday 3 September 2014

Very high levels of household debt have been a stubbornly persistent feature of many developed economies – including those of the UK and the US – before, during and since the financial crisis. The Resolution Foundation has led UK analysis of how this debt may carry severe consequences for many families and for the wider … Continued

Rachel Reeves MP – A better deal for savers: helping ordinary workers secure decent living standards in retirement

Thursday 29 May 2014

The struggle to set aside savings and the increasing difficulty that many working people find in securing a decent income at retirement is one of the less noticed but potentially most far-reaching issues in the living standards debate. In her first major speech on pensions policy since becoming Shadow Secretary of State for Work and … Continued

Sharing the spoils: bringing home ownership into reach for low to middle income households

Wednesday 20 November 2013

Low to middle income households are increasingly shut out of traditional home ownership, and more and more families with children are living in the private rental sector. We know, however, that home ownership overwhelmingly remains most people’s preferred tenure and the lack of asset accumulation amongst long term renters is a concern. This event launched … Continued

Closer to the edge: prospects for household debt repayment when interest rates start to rise

Thursday 11 July 2013

Despite difficult economic times and the persistence of tight credit conditions, latest OBR projections suggest that aggregate household debt is set to increase by around one-quarter between 2011 and 2017. With many commentators expecting interest rates to start climbing back upwards from 2015, the ability of households to service their credit commitments will depend critically … Continued

Renting nation with Lord Freud

Sunday 7 October 2012

The Resolution Foundation is hosting a high-level private roundtable at the Conservative Party conference with Lord Freud, Minister for Welfare Reform, on “Renting nation: welfare reform and growth in the private rented sector.” Recently published research from the Cambridge Centre for Housing and Planning Research, commissioned for the Resolution Foundation and Shelter, shows that by 2025 … Continued

Renting nation with Jack Dromey MP

Wednesday 3 October 2012

The Resolution Foundation is hosting a high-level private roundtable at the Labour Party conference with Jack Dromey MP, Shadow Housing Minister, on “Renting nation: growth and reform in the private rented sector.” Recently published research from the Cambridge Centre for Housing and Planning Research, commissioned for the Resolution Foundation and Shelter, shows that by 2025 the … Continued

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