Pensions & savings· Wealth & assets Saving savings? Assessing government incentives to put money aside Monday 16 January 2023 Savings matter. They help households cope in the face of economic shocks, take risks and plan for the future. But the UK has had a low savings rate for decades, and as a result households have entered today’s cost of living crisis with low savings levels. Policymakers have long recognised this challenge, and tried to … Continued READ MORE
Living standards· Labour market· Wealth & assets· Housing· Intergenerational Centre Mortgaged millennials to bitterly cold boomers Assessing the cost of living crisis across generations Monday 14 November 2022 Rising energy bills are with us and rising mortgage bills are on the way. While wages are falling far behind inflation, debates rage about whether benefits or the state pension should do the same. Older workers have not returned to the labour market post-Covid, while younger workers may suffer most from the unemployment rise the … Continued READ MORE
Household debt· Pensions & savings· Wealth & assets Whose wealth boom? Assessing the UK’s changing wealth gaps Wednesday 20 July 2022 Britain has experienced a wealth surge in recent decades even as household incomes have stagnated. Wealth really matters in both good times and tough times – from young families buying their first home, to drawing on savings in the face of rising energy bills. But not everyone has shared in Britain’s wealth boom, and understanding … Continued READ MORE
Wealth & assets· Housing· Tax The Great British wealth windfall Is now the time to reform property taxation? Thursday 9 December 2021 House prices across the UK have rocketed over recent decades, and have continued to surge even when the rest of the economy collapsed during the Covid crisis. This has delivered a huge wealth windfall, that far from being shared equally has gone to existing asset owners. This windfall has also largely slipped past the tax … Continued READ MORE
Covid-19· Household debt· Pensions & savings· Wealth & assets Whose wealth? Assessing the full impact of the pandemic on household wealth Monday 12 July 2021 While the Covid-19 pandemic has been about curbing and contraction – from normal activities to employment – many aspects of household wealth have grown very swiftly. Families unable to spend have amassed extra savings and homeowners have seen the value of their properties soar. But these wealth surges have been far from even, with some … Continued READ MORE
Household debt· Living standards· Pensions & savings· Wealth & assets Weathering the storm How wealth shapes the ability of families to face this economic crisis Monday 22 June 2020 Individual wealth has grown significantly in recent decades, increasing from three- to nearly seven-times GDP since the 1980s. However, neither policy nor politics have kept pace with the scale of this change. The Resolution Foundation has joined the Standard Life Foundation to embark on the three-year project which audits wealth in the UK, helping us … Continued READ MORE
Incomes· Inequality & poverty· Wealth & assets The hidden rise (and fall?) of the Top 1% Live online panel discussion Thursday 21 May 2020 For decades the incomes of the Top 1 per cent pulled away from the rest of society, before crashing back down in the 2008 financial crisis. But what has happened since then? Unfortunately, data on the incomes of the very rich often does a bad job of assessing how much they really receive, with capital … Continued READ MORE
