Savings & debt· Wealth Parliamentary Briefing: Second Reading of the Pensions Bill 2008, House of Commons 1 January 2008 by Patrick Stevens This briefing sets out the evidence presented by the Resolution Foundation to the House of Commons in the Second Reading of the Pensions Bill. READ MORE
Wealth Submission: Foundation response to Thoresen Review Interim Report 17 December 2007 by Patrick Stevens The Resolution Foundation welcomes the Thoresen Review of Generic Financial Advice’s (GFA) Interim Report. In particular it welcomes the Review’s intentions to carry out out a local level analysis of existing advice provision. This is important to fully harness the potential of existing local trust relationships, brands and market coverage of hard to reach groups. READ MORE
Wealth Tackling the financial capability deficit 2 August 2007 by Patrick Stevens This briefing sets out the evidence from a new poll commissioned by the Resolution Foundation from YouGov. The poll suggests that people in the UK are in a poor state of financial health, with parents in particular concerned about how their children will cope with the financial decisions they will face and large numbers of … Continued READ MORE
Wealth Parliamentary Briefing: Committee Stage of the Pensions Bills, the House of Lords 2 June 2007 by Patrick Stevens This briefing draws on the conclusions from the Foundation’s seminar held on 23 May 2007 to discuss generic financial advice and personal accounts, as well as the Foundation’s wider work on this issue. READ MORE
Savings & debt· Wealth Submission: Personal Accounts White Paper response 2 May 2007 by Patrick Stevens This briefing presents the Foundation’s response to the Government’s Personal Accounts White Paper. It explains that we welcome the chance to respond to the Government’s proposals for a new system of Personal Accounts. Personal accounts are a crucial tool in ensuring people on lower incomes save enough for retirement and we support the overall direction … Continued READ MORE
Wealth Submission: Thoresen Review consultation response 2 April 2007 by Patrick Stevens This briefing sets out the Foundation’s response to the Thoresen Review’s ‘Call for Evidence’. READ MORE
Wealth Submission: financial capability strategy response 1 April 2007 by Patrick Stevens This briefing sets out the Resolution Foundation’s response to the Government’s long term strategy on financial capability. This is a vital area of policy and we commend the steps taken in this strategy to improve the coordination of financial capability activity in the UK and investigate further the feasibility of a national generic financial advice … Continued READ MORE
Savings & debt· Wealth Submission: Pensions White Paper response 1 March 2007 by Patrick Stevens This briefing presents the Foundation’s response to the Government’s Pensions White Paper. It explains that we welcome the chance to respond to the Government’s proposals to reform pension provision in the UK, considering this is a vital area of policy and we applaud the thrust of the proposals to make access to retirement saving easier … Continued READ MORE
Wealth Summary of the Government’s long-term strategy on financial capability 2 January 2007 by Patrick Stevens This briefing summarises the Government’s long term strategy on financial capability as set out in Financial capability: The Government’s long-term approach, a consultation document outlining the Government’s approach to improving financial capability. READ MORE
Savings & debt· Wealth Submission: Work and Pensions’ Select Committee evidence 1 January 2007 by Patrick Stevens This memorandum to the Work and Pensions Select Committee inquiry into the Government’s proposals for personal accounts focuses on the advice needs of people on low to moderate incomes in light of the Government’s proposals to introduce a new system of personal accounts. READ MORE
Savings & debt· Wealth Parliamentary Briefing: Second Reading of the Pensions Bill 2007, the House of Commons 1 January 2007 by Patrick Stevens This briefing presents the Foundation’s evidence to the House of Commons for the Second Reading of the Pensions Bill. We argue that the Government’s reforms to the pensions system provide an opportunity to significantly improve retirement income and security for pensioners. READ MORE
Wealth A National Dividend: the economic impact of financial advice 15 September 2006 by Patrick Stevens This report evaluates the case for developing a national advice resource to provide impartial, generic financial advice targeted at people on low to moderate incomes. It is based on modelling commissioned from Deloitte & Touche LLP to assess the impact of receiving financial advice on financial outcomes for individuals in this income group and the … Continued READ MORE
Wealth Closing the Advice Gap: providing financial advice for people on low incomes 31 March 2006 by Patrick Stevens This report examines the demographic and financial characteristics of people on low to moderate incomes and investigates whether a new national resource could be established, funded through a public-private partnership, to provide generic financial advice targeted at this group. The report draws together findings from quantitative and qualitative analysis of low earners and service delivery … Continued READ MORE
