Future proofing

How worried should people be about their pensions? The key takeaways from the Pensions Commission’s interim report.

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This article was initially published on our Substack. For many, their pension is simply too boring, and too distant, to think about. But the Government should take credit for thinking about what living standards might look like in 2050, especially given we don’t even know who will be Prime Minister next month. For those of you … Continued

It’s time to complete Britain’s pensions revolution

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Today’s announcement of a new Pensions Commission marks a welcome return to long-term thinking about retirement. The original Commission, launched more than two decades ago, laid the groundwork for auto-enrolment, which has enabled millions more people to save for later life. It sits up there with the National Minimum Wage on the pantheon of truly … Continued

The triple lock has been far more damaging than I ever feared

The state pension has risen three times faster than predicted when the policy was introduced

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This article was originally published in The Times. The strained state of Britain’s public finances is already a big concern. These pressures are set to grow rather than dissipate over the coming decades. This week the Office for Budget Responsibility published a sobering report that set out some of the key long-term trends pushing up … Continued

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