Social care Low earners and long-term care 2 October 2008 by Claudia Wood As we embark on our second round of Redesigning Social Care Expert Groups, this briefing summarises our work in the area of low earners and long-term care to date. READ MORE
Social care The care crunch 2 September 2008 by Cara Brown The Foundation’s briefing on Redesigning the Architecture of Social Care outlines the components of our current research program and details the key themes which emerged from our Expert Groups. READ MORE
Welfare A to Z: mapping long-term care markets 29 April 2008 by Claudia Wood This report describes and assesses the market of long-term care based on analysis conducted by Deloitte for the Resolution Foundation. It provides an overview of how long-term care functions and whether it is fit for purpose. READ MORE
Social care Lost: low earners and the elderly care market 19 February 2008 by Claudia Wood Lost: low earners and the elderly care market is our first piece of research in a programme of work which addresses social care for older people and explores elderly care through the eyes of low earners. This report looks at how low earners fare in the elderly care system from a variety of perspectives and outlines … Continued READ MORE
Pensions & savings· Wealth & assets Parliamentary Briefing: Second Reading of the Pensions Bill 2008, House of Commons 1 January 2008 by Patrick Stevens This briefing sets out the evidence presented by the Resolution Foundation to the House of Commons in the Second Reading of the Pensions Bill. READ MORE
Wealth & assets Submission: Foundation response to Thoresen Review Interim Report 17 December 2007 by Patrick Stevens The Resolution Foundation welcomes the Thoresen Review of Generic Financial Advice’s (GFA) Interim Report. In particular it welcomes the Review’s intentions to carry out out a local level analysis of existing advice provision. This is important to fully harness the potential of existing local trust relationships, brands and market coverage of hard to reach groups. READ MORE
Wealth & assets Financial capability 1 November 2007 by Cara Brown This briefing, published in partnership with Transact, explains financial capability and outlines key developments and key policy themes in this area. READ MORE
Wealth & assets Financial exclusion 1 November 2007 by Cara Brown This briefing, published in partnership with Transact, defines ‘financial exclusion,’ explains the costs of financial exclusion and sets out the key developments and policy themes in this area in the last decade. READ MORE
Wealth & assets Compare and Contrast: how the UK comparison website market is serving financial consumers 11 October 2007 by Claudia Wood This report examines comparison websites offering comparative information regarding financial products. The objective was to provide a representative snapshot of the sector to inform our analysis of how well the sector is serving consumers, particularly those on low to media incomes and to identify areas that could be improved in light of the wider policy … Continued READ MORE
Pensions & savings· Wealth & assets Submission: evidence to the Work and Pensions Select Committee 2 October 2007 by Sue Regan This memorandum to the Work and Pensions Select Committee for a one-off evidence session on Personal Accounts focuses principally on developments since the Committee’s last report on Personal Accounts and reiterates the importance of generic financial advice in supporting the new scheme. READ MORE
Wealth & assets Tackling the financial capability deficit 2 August 2007 by Patrick Stevens This briefing sets out the evidence from a new poll commissioned by the Resolution Foundation from YouGov. The poll suggests that people in the UK are in a poor state of financial health, with parents in particular concerned about how their children will cope with the financial decisions they will face and large numbers of … Continued READ MORE
Wealth & assets Parliamentary Briefing: Committee Stage of the Pensions Bills, the House of Lords 2 June 2007 by Patrick Stevens This briefing draws on the conclusions from the Foundation’s seminar held on 23 May 2007 to discuss generic financial advice and personal accounts, as well as the Foundation’s wider work on this issue. READ MORE
Living standards International approaches to improving financial capability 2 June 2007 by Claudia Wood This briefing provides an overview of initiatives promoting financial capability through the provision of financial information and advice in Australia, Canada and the USA. It is largely based on desktop research and has been supplemented by a limited number of interviews. It also includes links to projects, initiatives and further research which may be useful … Continued READ MORE
Pensions & savings· Wealth & assets Submission: Personal Accounts White Paper response 2 May 2007 by Patrick Stevens This briefing presents the Foundation’s response to the Government’s Personal Accounts White Paper. It explains that we welcome the chance to respond to the Government’s proposals for a new system of Personal Accounts. Personal accounts are a crucial tool in ensuring people on lower incomes save enough for retirement and we support the overall direction … Continued READ MORE
Wealth & assets Submission: Thoresen Review consultation response 2 April 2007 by Patrick Stevens This briefing sets out the Foundation’s response to the Thoresen Review’s ‘Call for Evidence’. READ MORE
Wealth & assets Submission: financial capability strategy response 1 April 2007 by Patrick Stevens This briefing sets out the Resolution Foundation’s response to the Government’s long term strategy on financial capability. This is a vital area of policy and we commend the steps taken in this strategy to improve the coordination of financial capability activity in the UK and investigate further the feasibility of a national generic financial advice … Continued READ MORE
Wealth & assets The Advice Gain: the impact of generic financial advice on the financial services industry 14 March 2007 This report summarises the predicted impacts on the financial services industry of improved financial decision making by low and median earners, driven by increased access to financial advice. It is based on economic modelling carried out for the Resolution Foundation by Deloitte. READ MORE
Pensions & savings· Wealth & assets Submission: Pensions White Paper response 1 March 2007 by Patrick Stevens This briefing presents the Foundation’s response to the Government’s Pensions White Paper. It explains that we welcome the chance to respond to the Government’s proposals to reform pension provision in the UK, considering this is a vital area of policy and we applaud the thrust of the proposals to make access to retirement saving easier … Continued READ MORE
Wealth & assets Summary of the Government’s long-term strategy on financial capability 2 January 2007 by Patrick Stevens This briefing summarises the Government’s long term strategy on financial capability as set out in Financial capability: The Government’s long-term approach, a consultation document outlining the Government’s approach to improving financial capability. READ MORE
Pensions & savings· Wealth & assets Submission: Work and Pensions’ Select Committee evidence 1 January 2007 by Patrick Stevens This memorandum to the Work and Pensions Select Committee inquiry into the Government’s proposals for personal accounts focuses on the advice needs of people on low to moderate incomes in light of the Government’s proposals to introduce a new system of personal accounts. READ MORE
Pensions & savings· Wealth & assets Parliamentary Briefing: Second Reading of the Pensions Bill 2007, the House of Commons 1 January 2007 by Patrick Stevens This briefing presents the Foundation’s evidence to the House of Commons for the Second Reading of the Pensions Bill. We argue that the Government’s reforms to the pensions system provide an opportunity to significantly improve retirement income and security for pensioners. READ MORE
Wealth & assets Generic Financial Advice: evaluating commercial approaches 21 December 2006 by Alan Goodman This report analyses whether generic financial advice services could be provided on a commercial basis and, if so, what form they would take and which sections of society they would serve. The report is based on previous research, interviews with practitioners in the industry, the regulator and other interested organisations, and the author’s experience in … Continued READ MORE
Wealth & assets A Ladder Out of Poverty: from state-dependence to self-reliance 9 October 2006 by David Blunkett This briefing makes the case for a modern welfare state that tackles inequality of wealth as well as inequality of income, and promotes self-reliance in the place of dependency. The pamphlet argues that to successfully address inequality and poverty it will be necessary to bring together all existing initiatives and potential ideas into a coherent programme, … Continued READ MORE
Wealth & assets A National Dividend: the economic impact of financial advice 15 September 2006 by Patrick Stevens This report evaluates the case for developing a national advice resource to provide impartial, generic financial advice targeted at people on low to moderate incomes. It is based on modelling commissioned from Deloitte & Touche LLP to assess the impact of receiving financial advice on financial outcomes for individuals in this income group and the … Continued READ MORE
Pensions & savings· Wealth & assets Lessons from New Zealand’s Retirement Commission for UK Policy on Financial Awareness and Advice 6 June 2006 This report was commissioned by the Resolution Foundation to inform our work on low earners’ financial advice services. The report investigates how the Retirement Commission in New Zealand encourages greater financial awareness and provides financial advice and comments on the especially relevant lessons for UK policy, taking into account differences between the UK and New … Continued READ MORE
